Covered California With Stress

I am so frustrated by Covered California. I wish it was easier to navigate the hoops of the “Unaffordable Care Act”. Because I lost my job that I held for over 3 years and 10 months, I felt that I would likely need to apply for Medi-Cal.

Finding a job is sometimes like prospecting for gold, you might get a job the next day or it may take several months. Unfortunately, I found a job two weeks after I applied for Medi-Cal which wrecked my data in my Covered California Application. Because of this, it likely wrecked some of the settings where it made me ineligible for the ratepayer subsidy for December. Settings were disabled stating that I was not going to file taxes for the 2019 tax year, but I am not absurd not to give up 550 bucks pending as a tax refund either.

I met the requirements where you are supposed to report income changes within 10 days, but as soon as San Bernardino County messed with my file, my APTC got dumped. If I was firmly on Medi-Cal then yes, I can see why my APTC would be dumped, but I am not on Medi-Cal.  

I am wondering if I should not sign up for Medi-Cal unless I am unemployed for longer than a month in the future.

If services were more seamless, I could see if California could survive a single payer implementation, but California is not ready for prime time.

The Trouble with Health Care in California


Yes, SB 562 the single payer bill supported by our incumbent state senator is still ready to advance through the legislature even though the speaker of the assembly decided to give it an impasse. The nurse’s union, Gavin Newsom and my incumbent are deluded to think that single payer will be the salvation for the people of our state and my district.

I agree that people in the 20th State Senate District want improved access to health care and services. Our district is one of the top fourth of those not doing that well economically and people are thirsty for a solution even if it wrecks the health care infrastructure.

It is a mistake that our incumbent voted for this bill when the provisions were not fully explained. Single payer may be the red meat for the supporters of the incumbent, but the principles of the legislation are not going to be sustainable. It will not be like a buffet lunch at a top Las Vegas casino with SB 562 which the proponents are trying to tell the state it will become where they state that you can get all the services you need with no co-payments, deductibles, or insurance premiums and they will not care about your residency status in the country either. However, you will be paying more taxes in exchange for an increased role of the state in health care.

With so many people wanting health care its highly likely that the infrastructure will be stressed. The budget will be rationed just as much as private sector health insurance programs. It will not be like cake and ice cream for all. We must come up with an estimated 400 billion dollars a year to fund this program yearly. To help come up with the funding the Democrats in our state who have been resisting the Republicans will have to convince them to surrender Medicare and Medicaid money to the state of California if they keep control of the presidency or either chamber of the legislature in the coming years. Senior citizens will be reluctant to sacrifice the federal maintained program in exchanged for the California managed program. How will we be funding this severely costly program that will cost more than four Jerry Brown rail systems each year was the most integral part that the authors Atkins and Lara failed to share to the public. Continue reading The Trouble with Health Care in California